Upgraders

With access to hundreds of Home Loans, we're sure to be able to find the right one for you

Rated 5 from 5 Reviews

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Have you outgrown your current home and need to upgrade?

As your circumstances in life change, so might the size and requirements of your home. If you’re looking to upgrade, financing a new home is not always straightforward and navigating the complex world of bridging loans can be daunting. Questions come up like:  

  • Will I qualify for a bridging loan? 

  • Do I want to buy first or sell first?

  • What are the risks of a bridging loan?

  • What happens if I sell first and then don’t find the right property? 

  • What happens if I buy first and can’t sell my property for the price I need? 

  • Have I got the money to pay the required 10% deposit for the new house?

That’s why it’s important to have an expert on your side to help navigate your finance options, especially when things are a little more complicated. TS Finance has been operating for over 10 years and has helped countless clients, not only into their first home, but into their second and beyond. We are well versed in the ins and outs of bridging loans and what clients should keep in mind when looking to upgrade their home.  

Thinking of upgrading? Give us a call today to discuss your options.

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Getting a Loan

Initial Consult

Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps. 

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a loan. 

Pre Approval

Once you're approved, you can start bidding or making offers on properties you want to purchase. 

Settlement

You settle on the property, your loan draws-down and you're good to go!

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F

Fiona

Tim provided us amazing service. We were in a bit of a tricky situation and required bridging finance and Tim went above and beyond to make sure we were able to get it to take away a lot of the stress from selling our property before we moved into our new home. His communication and understanding of our situation was exceptional.

T

Theunis

As a first time home buyer in Australia having TS Finance to guide me through the process has been fantastic. The team not only communicated in a quick way but it was clear and with language that i could understand. They took me through the various products from the various banks and explained the pros and cons and which would be best suited to my needs. Really recommend to any of my family and friends in the future. Hope we get to work together in the future.

J

John

Tim and the Team are very proactive in delivering the best service and deal for their clients. Keep up the good work

Frequently Asked Questions

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Ready to get started?